We’ve been married for a whole decade. No, we don’t have kids yet ! We are an interracial couple who celebrates diversity. We are not perfect and try to keep God first in every area of our lives. As far as the fitness/nutrition aspect of our lives over the last 10-15 years we’ve learned to enjoy the benefits of exercise, eating healthy, and lifting weights. Murph played basketball all through high school and college. Mel played basketball/volleyball in her early high school years and in her college days started working out on a weekly basis.

Over six years ago we had a rock bottom moment in our marriage and finances. At that point in our lives we were taking lavish trips with money we did not have which was supported by our line of credit, using our car payment to go on a vacation, and buying groceries on a credit card. Unbeknownst to us we were drowning in debt and came to our rock bottom moment that enough was ENOUGH! The bleeding had to STOP.  In January 2014 we began our debt free journey with a total of $229,000.00 in debt. Ok this is where you go they had how much???? Yeah you read it right, this daunting amount consisted of you name it student loans, lines of credit, credit cards, medical bills, IRS bills, cars, you name it we had it.  It took Mel the first year to get on board, but once we started to gain momentum in our debt payoff we saw a huge shift in not only our finances, but many other areas of our lives!  One thing that we can express to you is that this journey will transform you in more ways than one!

TODAY, we are 100% DEBT FREE and we believe that through what we’ve learned we provide the tools, resources, accountability, plan, and encouragement to help others to get their finances in order.