“After hearing Mel and Murph’s debt journey story, it made us realize that there’s hope and possibility of living debt free. Prior to meeting with Mel and Murph we had a system in place, but after consulting with them they helped us set a plan in action. Our idea of paying off debt was only paying off credit cards, but after meeting with them they helped up come up with a more effective plan to tackle our debt. Their system has helped us see exactly where all of our money is going and it’s a great feeling knowing where every dollar goes. This experience has opened our eyes to see all the possibilities of what life will be when we are debt free.”